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More Great Rates

Money Market Advantage Checking

Earn 4.37% APY*
on Balances between
$25,000 and $250,000 **
Earn 1.50% APY* on
Balances over $250,000 **

** Daily Average Balances must exceed $25,000 otherwise earnings are 0.10% APY*
Click to Open Your Money Market Advantage Account Today

Earn Great Rates on CDs

182 day CD 2.50% APY*
9 month CD 5.13% APY*
1 year CD 4.85% APY*
2 year CD 3.00% APY*
3 year CD 2.85% APY*
5 year CD 2.85% APY*

Click here to open yours now.

News & Announcements

Presidential Can Help Customers Increase the FDIC Insurance Limit.


If you are concerned about maintaining 100% FDIC insurance of your bank deposits, we can help. Consider:

  • Open separate and joint accounts in family member names.
  • If you have individual husband and wife accounts, plus a joint account, you get $750,000 total FDIC insurance coverage.
  • Consider placing up to $5 million with Presidential, using our behind-the-scenes network to get full FDIC insurance of the total amount, at no extra cost and with a single point of contact.
See details here.

Presidential Bank and Knowbl Partnership Improves the Customer Experience with Conversational Digital Engagement


Powered by AI, Presidential Rolls Out Innovative Knowbl BrandGPT Virtual Assistant 
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Presidential Bank Mortgage Expands Services with New Personnel


The Mortgage Division of Presidential Bank announced the acquisition of several mortgage industry leaders, continuing its expansion of mortgage lending services in key Maryland communities.  Presidential has been able to avail itself of the opportunities created by turmoil in the financial services industry over the past year to selectively recruit additional talented mortgage executives.  Recently added mortgage professionals include:
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New Bank Branch Now Open in Frederick, Maryland


Presidential Bank has opened a new branch located in historic downtown Frederick, MD at 14 W. Patrick Street.  Convenient free parking is available just behind the building on Market Street.
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Outsmart the Scammers! Be Smart. Be informed.


Anyone can be susceptible to financial scams. Fraudsters are an ever-present threat, looking to steal personal information and gain access to your money and account information.

According to the Insurance Information Institute, 47 percent of Americans experienced financial identity theft in 2020 totaling $712.4 billion.

Read More

Who We Are

On October 6, 1995, Presidential® became the first bank in the United States to offer its bank accounts over the Internet. Beginning in 1997, Presidential was one of the earliest banks to offer online account statements and then real time PC banking services, such as current balance look-up capability and transfers between accounts. Our unique online archive of historical account statements and check copies, followed later by deposit copies, goes back to the beginning of the availability of these documents online; they are never deleted from our website, providing customers with useful long-term reference information. Software for this service was developed in-house, and a patent was granted for this system.

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Last Modifications: 8/30/2023 9:12:22 AM