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Online Business Banking provides the power and security needed to keep businesses on track. It’s easy to customize for the specific needs of any business, whether working from the office or at home, with a few employees or hundreds.

All information is real time, which means the data you view is accurate up-to–the-minute.

Online Business Banking provides reliable access to account information and the ability to initiate transactions via the internet. You have access to your Presidential accounts anywhere you have access to the internet using a standard web browser.

Now Offering Direct Connect

Easily connect Presidential Online Banking to QuickBooks® or Quicken®

Direct Connect makes managing your finances even easier by directly connecting Presidential accounts to Quicken or QuickBooks software.
  • No manual data entry – after the initial setup, download all transactions right into QuickBooks or Quicken – instead of typing them individually.
  • Automatically reconcile data – Direct Connect data includes complete transaction and balance information so it's easy to categorize and reconcile transactions.
  • Easy to use - Direct Connect files may be automatically opened from within Quicken®, which eliminates the need for you to search for files that have been downloaded.
  • Eliminate duplicate transactions - Direct Connect incorporates a special transaction-matching algorithm that helps prevent duplicate transactions.
  • Click here for instructions on how to link Direct Connect and Business Online Banking
  • Online Banking FAQ

Additional Online Banking Features and Services

  • My Accounts - provides a summary of Presidential accounts at a glance. Drill down into additional transaction details by selecting an account.
  • Transfers - Moves funds between Presidential accounts. Transfers can be scheduled for the current day, a date in the future or on a recurring basis.
  • ACH/Wire Payments - An optional payments system enabling approved users the ability to move funds to other institutions. Sending ACHs’ for payroll, initiating a tax payment or wiring funds to pay a vendor are examples of this service. Additional fees apply.
  • Stop Payment - Place a stop payment on an individual check or a range of checks (fees may apply).
  • Manage Users - Users with administrative authority can add new users, quickly toggle user access on and off, reset passwords and delete users as needed. Administrators have access to all of the options to establish company users, access, and limits.
  • Additional Services - Access Historical Statements and Check & Deposit Images. Securely request photocopies of checks or statements, investigation of questionable transactions and online check orders.
  • Bill Pay - An optional service allowing businesses to quickly pay bills online. Additional fees apply.
  • Contact Us – A secure email link between users and Presidential Bank.
Learn more and view the Instructions and forms.

Paperless Statements

Simplify your life! View and print statements and check images online. If you would rather receive paper statements this service can be requested in writing (letter, fax or email). To do this, please provide us in writing the following:
  • State that you want statements mailed
  • Name
  • Account number(s) you no longer want mailed statements for (last four digits only)
  • Contact information (address, telephone# and email address)
  • Sign (N/A if email) and date correspondence
Learn more.

Check & Deposit Images

View cleared checks and deposit images within Commercial Online Banking.
Learn more.

Historical Statements

Historical Statements provide the ability to view statements available back to June 1997.
Learn more.

Remote Deposit

With Presidential Remote Deposit, there’s no need to drive to the bank or to mail checks in for deposit. Save time, personnel, mileage expenses, and eliminate risk.
Learn more, or watch the Remote Deposit Demo.

Business Mobile App

View your accounts and activity, transfer between your Presidential accounts, initiate ACH and wire transfers, access card controls via Card Valet®, deposit checks and more using the Business Mobile App. The app is free and included with Business Banking.

Schedule of fees

Monthly Maintenance Fee
Includes Business Banking, Mobile Banking and Mobile Remote Deposit Capture
Balance Report No charge
Book / Internal Transfers No charge
BillPayer $12.50/month for up to 10 payments
$ 1.25 each additional payment
ACH Origination and Tax Payments $2.00 per item
ACH Return Item $15.00 per item
Insufficient Funds Charge $25.00 per item
Stop Payments Order, account holder check, ACH $20.00 each
Stop Payments Order, Bill Payment $32.00 each
Research Request $20.00 per hour
($10.00 minimum)
NACHA Operating Rules & Guidelines CD
(may be provided annually to customers with ACH origination services)
At Cost (pass through cost to customer
Wire Transfers, Domestic Destination $15 per item
Wire Transfers, International Destination (US$) $45.00 per item
Wire Transfers, International Destination(Foreign Currency) $35.00 per item

Cut-off times

Domestic Wire Transfers 3:00 pm EST, for same banking day processing
Foreign/International Wire Transfers 2:00 pm EST, for same banking day processing (Foreign/International wires may take 3 or more business days to reach the beneficiary)
Tax Payments 11:00 am EST, 1 business day prior to the effective date of entry
ACH Payments & Collections 4:00 pm EST, 2 business days prior to the effective date of entry


Last Modifications: 6/29/2021 1:33:44 PM