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Transfer Between My Accounts

Register today!

To register, login to youOnline Banking, click Transfer Funds and select External Transfers.


Transaction limits and fees

Funds transfer (Inter-Institutional Transfers) is available within Personal Online Banking and allows you to transfer funds between your Presidential Bank account and accounts in your own name at other Financial Institutions or brokerage houses.



Standard transfers require up to 4-business days to process.* Premium transfers occur the next business day if initiated before 8PM ET.


There is no charge for incoming or outgoing Standard transfers. Premium transfers are $7.50 each for incoming or outgoing transfers.


The debiting account will be charged for the transfer amount requested PLUS any applicable fees.


Your overall limit

Standard transfers have a cut-off time of 1:00 AM ET. Premium transfers have a cut-off time of 8:00 PM ET. Transfers initiated after this time will be considered received the next business day.


Your Overall Limit is the total available outstanding amount at a point in time for all types of transactions, including inbound/outbound transactions. Your Daily and Rolling 30 day limits still apply to each individual type of transaction as listed below.


Standard transfers have a daily limit of $15,000.00 and a monthly limit of $25,000.00. Premium transfers have a daily limit of $2,000.00 and a monthly limit of $5,000.00. Exceptions require prior approval by Presidential Bank and are granted on a case-by-case basis.


The monthly limit is based on a rolling 30-day period. For example, during a 30 day month, if you transfer $1,000.00 on the 6th and $1,000.00 on the 8th, you will have $1,000.00 available again on the 6th and another $1,000.00 available on the 8th.

All transfers are available immediately after registration.
Service Settlement time Combined outstanding daily Combined Monthly Fees Qualifiers
Standard transfer inbound or outbound 4 days $15,000 $25,000 $0 Available from day 1
Premium overnight transfer inbound or outbound 1 day $2,000 $5,000 $7.50 Presidential account must have an available balance of $750 plus the amount of the transfer.

*This includes the day the transfer is initiated assuming the cut-off time is made (1AM ET for Standard and 8 pm ET for Premium).


When a new transfer is attempted, a rolling 30-day period is used to calculate funds available for transfer. All transfers made within the last 30 days are subtracted from the 30 day Period Transfer Limit to determine the funds available. When the daily limit is met, another transaction cannot be scheduled until the first transaction has settled and is no longer outstanding. Settlement normally occurs in 4 business days for Standard Transfers and 1 business day for Premium Transfers.

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Send and Receive Money with Zelle®

Presidential Bank has partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.

Easily Start Today Using Your Email Address or U.S. Mobile Number

  1. Log into the Presidential Bank mobile app.
  2. Select Zelle®
  3. Accept the terms and conditions
  4. Select your U.S. mobile number or email address and deposit account

That's it! You're ready to start sending and receiving money with Zelle®.

Follow these simple tips to ensure your money is sent safely:


Only use Zelle® to send money to friends, family and other people you trust.



Make sure your recipient's name, U.S. mobile phone number and email are correct before sending money.


Be Aware

If a payment situation feels off, it probably is. Trust your gut and investigate.

Don't have our mobile app? Download it today!

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1U.S. checking or savings account required to use Zelle®. Transactions between users usually occur in minutes.

Data charges may apply. Check with your mobile carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, google Play and the google Play logo are trademarks of Google Inc.

Copyright © 2023 Presidential Bank. All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Last Modifications: 9/6/2023 11:04:15 AM