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Presidential Bank, FSB

Consolidated Statement of ConditionFiscal Year-End March 31, 2017

Assets

Cash and cash equivalents

$137,400,355

Federal funds sold

105,891

Investment securities - available-for-sale 

33,800,196

Mortgage loans held for sale

54,363,183

Loans receivable, net

321,200,438

Accrued interest receivable

1,644,959

Federal Home Loan Bank stock, at cost

513,300

Bank premises and equipment, net

3,428,522

Deferred income taxes

2,933,966

Income taxes receivable

354,754

Other real estate owned, net

1,130,083

Bank-owned life insurance

11,178,431

Other assets

5,625,924

Total assets

$573,680,002


Liabilities and Equity

Deposits

$501,984,468

Mortgage funding and cashiers' checks outstanding

2,903,585

Advance payments from borrowers for taxes and insurance

1,986,865

Accrued expenses and other liabilities

7,479,668

Total liabilities

$514,354,586

Shareholders' equity

Capital stock ($1.00 par value)

428,829

Additional paid-in capital

6,381,193

Retained earnings

51,397,942

Accumulated other comprehensive loss

-135,559

Total shareholders' equity

$58,072,405

Non-controlling Interests

1,253,011

Total equity

59,325,416

Total liabilities and equity

$573,680,002


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