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Presidential Bank, FSB

Consolidated Statement of ConditionFiscal Year-End March 31, 2018

Assets

Cash and cash equivalents

$115,392,831

Federal funds sold

100,763

Investment securities - available-for-sale 

35,726,805

Mortgage loans held for sale

43,578,345

Loans receivable, net

329,675,622

Accrued interest receivable

1,635,250

Federal Home Loan Bank stock, at cost

587,800

Bank premises and equipment, net

3,329,283

Deferred income taxes

1,857,208

Income taxes receivable

1,149,384

Other real estate owned, net

1,583,307

Bank-owned life insurance

11,480,447

Other assets

5,116,915

Total assets

$551,123,960


Liabilities and Equity

Deposits

$477,816,789

Mortgage funding and cashiers' checks outstanding

3,844,344

Advance payments from borrowers for taxes and insurance

2,039,360

Accrued expenses and other liabilities

7,199,630

Total liabilities

$490,900,123

Shareholders' equity

Capital stock ($1.00 par value)

428,829

Additional paid-in capital

6,381,193

Retained earnings

52,899,939

Accumulated other comprehensive loss

-742,899

Total shareholders' equity

$58,967,062

Non-controlling Interests

1,256,775

Total equity

60,223,837

Total liabilities and equity

$551,123,960


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