Working Capital Lines of Credit

Financing to Improve Business

Get access to flexible financing when you need it with a Working Capital Line of Credit from Presidential. Effectively managing a working capital line of credit can significantly enhance your company's cash flow and liquidity. It provides access to funds for covering day-to-day operating expenses, purchasing inventory and more. Presidential lends nationwide in amounts from $100,000 to $4,000,000*.

Loan Types

Working Capital Lines of Credit

Fixed Asset/Equipment Term Loans

Loan Maturities

Lines of Credit are renewable annually

Term Loans available from three to ten years

Advance Rate

Commercial: up to 80% of eligible receivables

Interest Rates

Lines of Credit interest rates are floating based on the Wall Street Journal Prime Rate

Floating and fixed rates available on term loans

Origination Fee

Competitive Fee Structure

*Higher amounts may be available to qualified borrowers