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Serving Customers for 25 Years

Presidential Bank was established in 1985 by the founders of GIT Investment Funds of Arlington, Virginia. GIT had its origins in 1975 and operated a group of stock, bond and money market mutual funds. Today, Presidential remains a privately held, entrepreneurial organization.

The Grand Opening of our first branch (Bethesda) was August 13, 1985. This branch remains our main office. We have a total of nine branches throughout the metro DC area. Presidential's online branch was established on October 6, 1995, followed by Presidential becoming the first bank in the United States enabling customers to open accounts using the Internet.

Presidential operates with a philosophy of providing solid value and quality customer service. Over the years, our deposit rates have been consistently among the most attractive in the marketplace. We've been recognized by Bankrate.com, CNNfn.com, Wall Street Journal, MarketWatch.com, Time magazine, as well as many other news organizations. Additionally, our fees remain among the lowest of our peers. We also provide a Customer Service Center available during the week via 1-800-383-6266. This is a unique service for a bank of our size.

Presidential attempts to take advantage of market opportunities as they arise, even if opportunities require a departure from traditional ways of doing business. During the period from 1992 to 1997, Presidential fueled its growth and profitability by purchasing performing loans acquired from failed commercial banks and thrifts through the FDIC and the RTC. These purchases gave Presidential a higher yielding portfolio than its peers and a higher return on equity than any other bank in Presidential's home market of metropolitan Washington, DC. In 1997, Presidential was one of the earliest banks to offer internet banking services such as balance look-up, month-to-date account statements, and transfers between accounts. We also began offering a unique online archive of historical bank account statements. Software for this service was developed in-house and was awarded a patent in 2009. In more recent years, Presidential maintained its growth and market presence by marketing an integrated product line for both local and internet branches.

Presidential Bank is a Federal Savings Bank regulated by the U.S. Office of Thrift Supervision (OTS). Our deposits are insured by the Federal Deposit Insurance Corporation (FDIC).