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Checking & Savings

 

CDs

CDs

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$1,000 Yes No N/A Yes

Available Branch & Internet

Other features
 


CD's longer than 30 days have a seven calendar day grace period, beginning on the day of maturity, to withdraw /deposit funds without penalty. 30 day CD's have a grace period of 1 business day to withdraw/deposit funds without penalty. CD interest can be withdrawn at any time after it is credited. Withdrawal of CD principal before maturity will be assessed a penalty equal to the amount of interest that would be earned during the number of penalty months shown below at the CD interest rate, on the CD principal amount that is withdrawn before maturity (whether or not such interest has actually been earned).

Maturities offered

30 days 60 days 90 days 182 days 9 month 1 year 2 years 3 years 5 years

IRAs

Certificates of deposits with 1-year, 2-year, 3-year and 5-year maturities. All other CD terms and conditions apply.

 

Penalty for early withdrawal

Early withdrawal penalty equals the amount of interest that would be earned during the number of penalty months shown below at the CD interest rate, on the CD principal amount that is withdrawn before maturity (whether or not such interest has actually been earned).

 
CD maturity Penalty
30 to 60 days 30 days
90 to 182 days 3 months
9 month 4 months
1 year 6 months
2 years 12 months
3 years 18 months
5 years 24 months
Last Modifications: 8/30/2023 9:19:22 AM