Personal banking accounts.
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Commercial banking accounts.
Checkless Checking accounts have minimum transaction requirements to qualify for the above rates. See the Account Portfolio for details. If the transaction requirements are not met prior to month end, the rates will be as follows:
Commercial Accounts are offered at all branch locations. Mail-in applications are available online for businesses located in MD, DC and VA.
All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term unless the One-Time Rate Bump Up option is exercised (if applicable). A penalty is imposed for early withdrawal. Fees could reduce earnings.*APY = Annual Percentage Yield **Also available as IRAs for personal accounts.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!